About LifePlanQuotes.com
We publish plain-language life and final expense insurance guides and connect callers with independent licensed agents.
Our Mission
LifePlanQuotes.com is an independent consumer information and referral website. It is not an insurance company or an insurance agency, and it does not employ insurance agents.
How Our Phone Connection Service Works
While many online lead forms tease unrealistic "teaser rates" only to bombard your phone with automated robocalls, our model is simple: when you call (888) 681-6320, during phone hours (Mon–Fri, 8 a.m.–8 p.m. Eastern Time), your call is routed to an independent, third-party insurance agent who should be licensed in your state. Ask the agent for their name and license number; you can verify it with your state insurance department.
- Personalized Attention: The agent reviews your goals, health, and budget and compares options from the insurers they represent.
- Free to Use: There is no charge to call or to get a quote, and you are under no obligation to buy. Premiums are set by the insurer.
- No Spam Lists: We never sell your personal information to third-party telemarketing call centers.
Our Content Standards
Guides are written for general education. Specific figures are linked to their source, such as NFDA, the FTC, the Social Security Administration, the NAIC, or state insurance departments, and rate examples are labeled as illustrative. See our editorial standards and licensing disclosure.
How to Check an Insurer Before You Sign
Whichever company an agent recommends, these quick checks help you avoid surprises.
- Step 1Confirm the license
Make sure both the insurer and the agent are licensed in your state. Your state insurance department can confirm this.
- Step 2Look up complaint history
The NAIC Consumer Insurance Search shows complaint data and basic company information reported by state regulators.
- Step 3Check current financial strength
Ask the agent for the insurer's current rating from an independent agency such as AM Best, and when it was issued.
- Step 4Read the benefit terms
Ask whether the benefit is level, graded, or modified, how long any waiting period lasts, and what is paid if death occurs during it.
Sources: NAIC consumer resources, including Consumer Insurance Search; NAIC directory of state insurance departments.
Ready for a Free Quote?
Call (888) 681-6320 (Mon–Fri 8am–8pm ET). You will be connected with an independent licensed agent who can review your needs and quote options, with no obligation.
LifePlanQuotes Editorial & Research Team
Independent Consumer ResourceOur editorial team writes plain-language guides on life insurance and final expense coverage, linking to public sources such as the NFDA, FTC, NAIC, and state insurance departments where we cite figures or rules. LifePlanQuotes.com is a free consumer referral service, not an insurance company or agency. When you call (888) 681-6320, you are connected with an independent, third-party agent who must be licensed in your state to discuss your needs and review policy options.